The Evernest Real Estate Investor

Matthew Whitaker, Spencer Sutton, and Gray Hall

Are you a new investor looking to buy your first rental property? Or a busy executive looking to deploy capital into cash flowing rental properties? Are you interested in flipping houses or becoming a wholesaler? Are you looking to invest in different markets around the US? If you fall in any of those buckets, this podcast is for you. Join seasoned rental investors and co-hosts Matthew Whitaker, Spencer Sutton, and Gray Hall for in-depth conversations about real estate investing, deal analysis, market spotlights, success stories, and much more. Our guests are industry experts who share their knowledge from every niche of real estate investing — so that you can apply it in your business today. You’ll get tips and insights into buying rentals in markets like: • Birmingham, AL • Denver, CO • Atlanta, GA • Columbus, OH • Detroit, MI • Little Rock, AR • Jackson, MS • Nashville, TN And many more! The Evernest Real Estate Podcast is brought to you by Evernest, a property management and brokerage company based out of Birmingham, AL that specializes in single-family and small-multi family rental properties. Check us out at our website https://www.evernest.co to learn more.

  1. Hard Money Lending 101: What Every Investor Needs to Know (Dan Butler)

    SEP 8

    Hard Money Lending 101: What Every Investor Needs to Know (Dan Butler)

    In this episode, Spencer, Adam, and special guest Dan Butler dive deep into the world of real estate investing and hard money lending. Dan shares his journey from cutting grass and boarding up houses in Memphis to building a portfolio of hundreds of rentals, launching Cresco Property Management, and eventually becoming a hard money lender. He talks about the lessons learned during the 2008 financial crisis, the importance of doing the right thing with banks and partners, and how character and trust play a massive role in lending and investing. Dan also breaks down how he underwrites deals, manages risk, and why having strong processes is the key to long-term success. This is a masterclass in building wealth the right way—through integrity, long-term partnerships, and a willingness to give. What You’ll Learn in This Episode: How Dan got started in real estate back in 2001 and why Memphis turned out to be one of the best rental markets in the country. Lessons learned during the 2008 crash and why paying your notes on time created unexpected opportunities. Why local banking relationships are critical for investors. The difference between short-term transactions and long-term partnerships. How Dan transitioned from property management into hard money lending. The five C’s of credit and why character matters most in lending. How to underwrite a hard money deal: ARV, credit score, cash reserves, and the importance of referrals. Why clear processes and strong communication set investors apart. Why paying off properties can unlock new opportunities and accelerate wealth. The importance of writing down your goals and creating a long-term vision. Memorable Quotes: “If you put money as the byproduct of doing the right thing and being a giver, the money will come.” “Don’t chase short-term transactions—build long-term partnerships.” “The bar is so low in real estate. If you just answer your phone, communicate, and do what you say you’re going to do, you’ll be better than 90% of people.” =================================== Connect with Matt and Spencer at Evernest: Evernest.co Hosts: Spencer Sutton and Adam Hobson Guest: Dan Butler of Cresco Property Management | Connect with Dan: danbutler901@gmail.com | 901-289-7888 Visit the Podcast Website: Evernest.co/podcasts Email the Show: podcast@evernest.co =================================== Production House: Flint Stone Media Copyright of Evernest 2025.

    49 min
  2. How the Wealthy Use 1031 Exchanges to Grow Their Portfolios | Michael Velasco

    SEP 1

    How the Wealthy Use 1031 Exchanges to Grow Their Portfolios | Michael Velasco

    1031 exchanges are an eternally hot topic in real estate investing - but this tax code can stump even seasoned investors. That's why Michael Velasco, Certified Exchange Specialist® and Qualified Intermediary for Exchangeable, broke down this re-investing strategy with Adam Hobson and Spencer Sutton. Contact Michael by emailing michael@1031exchangeable.com or visiting his company, Exchangeable, online. What you'll learn: Why investing your time and even your money to learn from local mentors pays dividends The rules for leveraging a 1031 exchange like an advanced investor What it means for real property to be like kind How 1031 exchanges allow you to "swap 'til you drop" The biggest mistake investors make when conducting a 1031 exchange Who Should Listen: 📈 Aspiring flippers who want to avoid falling victim to beginner mistakes 💰 Experienced investors who are interested in pivoting to house flipping 🎧 Anybody who wants to generate wealth through real estate investments =================================== Connect with Matt and Spencer at Evernest: Evernest.co Hosts: Spencer Sutton and Adam Hobson Guest: Michael Velasco, Certified Exchange Specialist® and Qualified Intermediary for Exchangeable | Email Michael Visit the Podcast Website: Evernest.co/podcasts Email the Show: podcast@evernest.co =================================== Production House: Flint Stone Media Copyright of Evernest 2025.

    42 min
  3. From Selling Cars to 75 Deals a Year in Real Estate: Josh Jarboe

    AUG 18

    From Selling Cars to 75 Deals a Year in Real Estate: Josh Jarboe

    From a vandalized 4×8 roadside sign to a $17K third deal—and eventually 30+ purchases halfway through 2025—Josh Jarbo breaks down the real, unglamorous mechanics of finding, funding, and flipping in a picky-buyer, longer-DOM market. What you’ll learn: From zero to proof of concept: Nine months to the first $3K wholesale check—and why that mattered more than later $50K+ wins. Marketing vs. selling: Billboards, big signs, texts (then), and why rapport at the kitchen table still closes the buy side. Margins that keep you alive: Why Josh targets $40–50K flip spreads and often wholesales anything that nets $40K+ now. When deals go sideways: A wrong-fit contractor that vaporized $30K—and the guardrails Josh uses today. Capital stacks that scale: Graduating from personal cash to private/hard money and simple rules to avoid sleepless nights. Owner-finance alchemy: Packaging multiple assets (warehouse, office, storage) with better-than-bank terms. Market snapshot (mid-2025): Under $400K still moves; plan for ~3 months on market; buyers are picky—buy right or get nicked on inspection. Going farther afield: A smooth Florida penthouse flip (4.5 hours away)—and why your first deal should be local. Who Should Listen: 📈 Aspiring flippers who want to avoid falling victim to beginner mistakes 💰 Experienced investors who are interested in pivoting to house flipping 🎧 Anybody who wants to generate wealth through real estate investments =================================== Connect with Matt and Spencer at Evernest: Evernest.co Hosts: Spencer Sutton and Adam Hobson Guest: Josh Jarbo Visit the Podcast Website: Evernest.co/podcasts Email the Show: podcast@evernest.co =================================== Production House: Flint Stone Media Copyright of Evernest 2025.

    42 min
4.4
out of 5
19 Ratings

About

Are you a new investor looking to buy your first rental property? Or a busy executive looking to deploy capital into cash flowing rental properties? Are you interested in flipping houses or becoming a wholesaler? Are you looking to invest in different markets around the US? If you fall in any of those buckets, this podcast is for you. Join seasoned rental investors and co-hosts Matthew Whitaker, Spencer Sutton, and Gray Hall for in-depth conversations about real estate investing, deal analysis, market spotlights, success stories, and much more. Our guests are industry experts who share their knowledge from every niche of real estate investing — so that you can apply it in your business today. You’ll get tips and insights into buying rentals in markets like: • Birmingham, AL • Denver, CO • Atlanta, GA • Columbus, OH • Detroit, MI • Little Rock, AR • Jackson, MS • Nashville, TN And many more! The Evernest Real Estate Podcast is brought to you by Evernest, a property management and brokerage company based out of Birmingham, AL that specializes in single-family and small-multi family rental properties. Check us out at our website https://www.evernest.co to learn more.

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