Alex Smith here from evernest, Chattanooga, with another edition of “Questions Owners Ask.” Today’s question is “Do you allow dangerous pet breeds in Chattanooga?”
Short answer? No.
Our list of prohibited dog breeds includes but is not limited to: German shepherds, pit bulls, American pit bull terrier, American Staffordshire terrier, Staffordshire bull terrier, doberman pinschers, rottweilers, chow chows, akitas, Siberian Huskies, malamutes, and a partridge in a pear tree.
This list comes from our evernest insurance policy. Your homeowner’s insurance policy likely has the same breeds listed, especially if it’s geared towards renters.
You could potentially bypass these restrictions if you wanted to do so.
If a tenant wants to rent with one of these breeds, we request approval from the owner. We also require a $300,000 insurance liability coverage with the owner listed as additionally insured. This would be in addition to the standard pet fee requirement.
The decision to allow a dangerous breed is 100% up to the owner.
If you want to rent to someone of a dangerous breed, check your homeowner’s insurance policy for such a clause.
If you have any other questions, feel free to reach out to us! We would love to talk to you!
Spencer is the VP of Marketing at Evernest. He wakes up with Google and Facebook on his mind. Having bought and sold over 150 homes in Birmingham, Spencer gets a kick out of helping new and seasoned investors navigate the mistakes he made as an investor. Spencer is also passionate about his love for Michael Jordan and does his best to explain to the Millennials (who never saw him play live) how much better he was than LeBron. He loves to hang out with his wife, kids, and the world’s best black lab, Jett.