Renting a house with a pool can be done when the property owner handles the process. Above all, it’s essential to understand the local laws and regulations surrounding pools and other safety measures to ensure your tenants are safe and help mitigate some of your liability as the homeowner.
A question that gets asked frequently is whether renting a house with a pool is possible. The short answer to that is an absolute yes, but there are a few extra steps that you’ll want to take ahead of time.
Before you begin your search for tenants, one of the first things you’ll need to address if you want to rent your home that has a pool is to make sure that you understand your increased property owner liability.
Not surprisingly, pools can be a huge liability. Sadly, countless children and adults have been severely injured or drowned due to a backyard swimming pool. Thankfully, there are steps you can take as a landlord to help mitigate some of your liability concerns:
After you acknowledge that your property owner liability will increase, the very next thing you’ll need to tend to is your insurance coverage. Talk to your insurance company directly to ensure that you can cover a renter in your house with a swimming pool. Make sure your insurance company knows it’s going to be a tenant, that it’s not you living there.
While every insurance company will have its coverages and criteria to follow, you will want to make sure they can answer the following questions for you:
There are many insurance companies out there that won’t let you have tenant insurance and a swimming pool, which is why this is one of the first steps of the process. Make sure that, without a doubt, you’ve got a policy that’ll cover that.
Don’t forget that if you’re working with a property management company, you’ll also need to list them as additionally insured on that policy.
Once you know you’re covered from an insurance standpoint, you’ll want to cover your bases in terms of your lease agreement which is why you need to get the pool addendums signed by the tenants.
The pool addendum will set the pool rules and allow you to make sure you can hold the tenant accountable for taking care of what they’re responsible for taking care of in terms of your pool specifically.
Here are a few things you’ll want to draw out in your lease addendum specifically:
Lastly, once everyone is on board, you should seek out a pool service to come and service the pool consistently. At a minimum, you’ll want to ensure your regular pool service includes the following:
You don’t want to leave the sourcing of your pool service up to the tenant because this leaves room for error. Typically, tenants won’t have the pool serviced as frequently as it needs to, or if for some reason they don’t do it, they could potentially mess up the pool. To help minimize the risk, it’s best recommended to find someone yourself.
Some states and counties require adequate barriers around pools to ensure safety. This means that even if you purchased your rental property without a wall, but it is required, you’ll need to install a fence yourself around your swimming pool before renting it out to anyone.
You’ll need to pay close attention to the country-specific laws in your area if a fence is required. These laws will determine any specifications, including height or materials, that must be considered when installing your fence.
Remember that following these instructions is the law and will also help keep your tenants safe. Additionally, it is more than likely your insurance policy will check up to make sure you are in ordinance with any county-mandated laws as well.
As you can see, renting a home with a pool is not an impossible feat. It is possible. It just takes some careful consideration ahead of time. Ensuring you understand your increased liability as a property owner is the first step into getting your home rented.
Once you are okay with that, you can move forward through the process of getting your home rented.
Matthew is the CEO of Evernest. He is a student of the book Good to Great and is passionate about building the best property management company on the planet (and maybe even the universe if Elon Musk will hurry up). You can usually find Matthew at the baseball field with his son, at a dance recital with his daughter, or at his favorite restaurant with his wife, when he’s not in the office. And if you can’t find him in any of those places, it probably means he’s traveling.
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